Loan Rates

Description Fixed APR Var. APR Term

New Autos

5.00% N/A up to 72 months

Used Autos 1 to 2 years old

5.00% N/A up to 72 months

Used Autos 3 to 5 years old

5.20% N/A up to 66 months

Used Autos 6 years old

5.45% N/A up to 54 months

Used Autos 7 years old

5.70% N/A up to 36 months

Motorcycle and RV Loans

Auto Rate plus 2% N/A varies

Boat Loans

Auto Rate plus 1% N/A varies

Unsecured loans $500.00 - $1,000.00

13.250% n/a 12 months

Unsecured loans over $1,000.00

9.250% N/A up to 36 months

Unsecured Home Improvement loans over $2,000.00

7.650 n/a up to 36 months

Visa Credit Cards

N/A Prime Rate +2.9% varies
Rates effective 11/01/2022 Loan rates will fluctuate on a monthly basis, based on the prime rate as published in the Wall Street Journal. Current Prime Rate is 7.00%.
First Mortgage 5 year Fixed Rate 4.00% N/A 60 months
First Mortgage 7 Year Fixed Rate 4.25% N/A 84 months
First Mortgage 10 Year Fiixed Rate 4.75% N/A 120 months
First Mortgage 15 Year Fixed Rate 5.25% N/A 180 months
**THESE PROMOTIONAL RATES ARE AVAILABLE FOR A LIMITED TIME AS APPROVED BY THE CMC FEDERAL CREDIT UNION BOARD OF DIRECTORS**.

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