Loan Rates
Description | Fixed APR | Var. APR | Term |
---|---|---|---|
New Autos |
3.09%** | N/A | up to 72 months |
Used Autos 1 to 2 years old |
3.09%** | N/A | up to 72 months |
Used Autos 3 to 5 years old |
3.49%** | N/A | up to 66 months |
Used Autos 6 years old |
3.74%** | N/A | up to 54 months |
Used Autos 7 years old |
3.99%** | N/A | up to 36 months |
Motorcycle and RV Loans |
Auto Rate plus 2% | N/A | varies |
Boat Loans |
Auto Rate plus 1% | N/A | varies |
Unsecured loans $500.00 - $1,000.00 |
13.00% | n/a | 12 months |
Unsecured loans over $1,000.00 |
9.25% | N/A | up to 36 months |
Unsecured Home Improvement loans over $2,000.00 |
7.40%** | n/a | up to 60 months |
Visa Credit Cards |
N/A | Prime Rate +2.9% | varies |
Rates effective through 12/31/2020 Loan rates will fluctuate on a monthly basis, based on the prime rate as published in the Wall Street Journal. Current Prime Rate is 3.25%. | |||
** THESE PROMOTIONAL RATES ARE AVAILABLE FOR A LIMITED TIME AS APPROVED BY THE CMC FEDERAL CREDIT UNION BOARD OF DIRECTORS. |