Loan Rates
| Description | Fixed APR | Var. APR | Term |
|---|---|---|---|
|
New Autos |
3.39%** | N/A | up to 72 months |
|
Used Autos 1 to 2 years old |
3.39%** | N/A | up to 72 months |
|
Used Autos 3 to 5 years old |
3.79%** | N/A | up to 66 months |
|
Used Autos 6 years old |
4.04%** | N/A | up to 54 months |
|
Used Autos 7 years old |
4.29%** | N/A | up to 36 months |
|
Motorcycle and RV Loans |
Auto Rate plus 2% | N/A | varies |
|
Boat Loans |
Auto Rate plus 1% | N/A | varies |
|
Unsecured loans $500.00 - $1,000.00 |
14.50% | n/a | 12 months |
|
Unsecured loans over $1,000.00 |
10.75% | N/A | up to 36 months |
|
Unsecured Home Improvement loans over $2,000.00 |
5.90%** | n/a | up to 60 months |
|
Visa Credit Cards |
N/A | Prime Rate +2.9% | varies |
|
*** Click here for important Home Equity Line Information |
|||
| Rates effective through 03/31/2020 Loan rates will fluctuate on a monthly basis, based on the prime rate as published in the Wall Street Journal. Current Prime Rate is 4.75%. | |||
| ** THESE PROMOTIONAL RATES ARE AVAILABLE FOR A LIMITED TIME AS APPROVED BY THE CMC FEDERAL CREDIT UNION BOARD OF DIRECTORS. | |||
| Home Equity Lines of Credit | n/a | Prime Rate +1% | varies |
