Loan Rates
| Description | Fixed APR | Var. APR | Term |
|---|---|---|---|
|
New Autos |
7.0% | N/A | up to 72 months |
|
Used Autos 1 to 2 years old |
7.0% | N/A | up to 72 months |
|
Used Autos 3 to 5 years old |
7.20% | N/A | up to 66 months |
|
Used Autos 6 years old |
7.45% | N/A | up to 54 months |
|
Used Autos 7 years old |
7.70% | N/A | up to 36 months |
|
Motorcycle and RV Loans |
Auto Rate plus 2% | N/A | varies |
|
Boat Loans |
Auto Rate plus 1% | N/A | varies |
|
Unsecured loans $500.00 - $1,000.00 |
14.50% | n/a | 12 months |
|
Unsecured loans over $1,000.00 |
10.25% | N/A | up to 36 months |
|
Unsecured Home Improvement loans over $2,000.00 |
8.90% | n/a | up to 36 months |
|
Visa Credit Cards |
N/A | Prime Rate +2.9% | varies |
| Rates effective 12/19/2024 Loan rates will fluctuate on a monthly basis, based on the prime rate as published in the Wall Street Journal. Current Prime Rate is 7.75%. | |||
| First Mortgage 5 year Fixed Rate | 4.00% | N/A | 60 months |
| First Mortgage 7 Year Fixed Rate | 4.25% | N/A | 84 months |
| First Mortgage 10 Year Fiixed Rate | 4.75% | N/A | 120 months |
| First Mortgage 15 Year Fixed Rate | 5.25% | N/A | 180 months |
| **THESE PROMOTIONAL RATES ARE AVAILABLE FOR A LIMITED TIME AS APPROVED BY THE CMC FEDERAL CREDIT UNION BOARD OF DIRECTORS**. | |||
