Share Rates

Description APR APY
Regular Share (APY is Annual Percentage Yield)

$50 - $999.99

0.10% 0.10%

$1,000 - $10,000.00

0.10% 0.10%

Accounts over $10,000

0.15% 0.15%
Share Draft

Share Draft Accounts

0.10% 0.10%
Money Market Accounts
Accounts $20,000-$49,999 0.30% 0.30%
Accounts over $50,000 0.60% 0.60%
Certificates of Deposit

6 months

1.49%

1.50%

1 year

1.79% 1.80%

18 months

1.89% 1.90%

2 year

1.99% 2.00%

3 year

2.09%

2.10%

5 year

2.19% 2.20%
Individual Retirement Accounts

1 Year

1.79% 1.80%

3 Year

2.09% 2.10%

5 Year

2.19% 2.20%

Accumulative IRA

1.10% 1.11%

CD and IRA rates effective through 12/31/2018.  Interest is compounded daily and there is a penalty for early withdrawal.  Fees can reduce the earnings on any of the above accounts.  The minimum deposit on a CD or IRA is $500.00.

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