Share Rates

Description APR APY
Regular Share (APY is Annual Percentage Yield)

$50 - $999.99

0.05% 0.05%

$1,000 - $10,000.00

0.05% 0.05%

Accounts over $10,000

0.10% 0.10%
Share Draft

Share Draft Accounts

0.05% 0.05%
Money Market Accounts
Accounts $20,000-$49,999 0.10% 0.10%
Accounts over $50,000 0.20% 0.20%
Certificates of Deposit

6 months

0.30%

0.30%

1 year

0.35% 0.35%

18 months

0.38% 0.38%

2 year

0.40% 0.40%

3 year

0.50%

0.50%

5 year

0.75% 0.75%
Individual Retirement Accounts

1 Year

0.35% 0.35%

3 Year

0.50% 0.50%

5 Year

0.75% 0.75%

Accumulative IRA

0.11% 0.11%

CD and IRA rates effective through 09/30/2021.  Interest is compounded daily and there is a penalty for early withdrawal.  Fees can reduce the earnings on any of the above accounts.  The minimum deposit on a CD or IRA is $500.00.

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