Share Rates

Description APR APY
Regular Share (APY is Annual Percentage Yield)

$50 - $999.99

0.05% 0.05%

$1,000 - $10,000.00

0.05% 0.05%

Accounts over $10,000

0.10% 0.10%
Share Draft

Share Draft Accounts

0.05% 0.05%
Money Market Accounts
Accounts $20,000-$49,999 0.10% 0.10%
Accounts over $50,000 0.20% 0.20%
Certificates of Deposit

6 months

0.32%

0.32%

1 year

0.37% 0.37%

18 months

0.40% 0.40%

2 year

0.42% 0.42%

3 year

0.52%

0.52%

5 year

0.77% 0.77%
Individual Retirement Accounts

1 Year

0.37% 0.37%

3 Year

0.52% 0.52%

5 Year

0.77% 0.77%

Accumulative IRA

0.10% 0.10%

CD and IRA rates effective through 12/31/2021.  Interest is compounded daily and there is a penalty for early withdrawal.  Fees can reduce the earnings on any of the above accounts.  The minimum deposit on a CD or IRA is $500.00.

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