Share Rates

Description APR APY
Regular Share (APY is Annual Percentage Yield)

$50 - $999.99

0.10% 0.10%

$1,000 - $10,000.00

0.10% 0.10%

Accounts over $10,000

0.15% 0.15%
Share Draft

Share Draft Accounts

0.10% 0.10%
Money Market Accounts
Accounts $20,000-$49,999 0.35% 0.35%
Accounts over $50,000 0.75% 0.75%
Certificates of Deposit

6 months

0.59%

0.59%

1 year

0.89% 0.89%

18 months

0.99% 0.99%

2 year

1.09% 1.10%

3 year

1.19%

1.20%

5 year

1.29% 1.30%
Individual Retirement Accounts

1 Year

0.89% 0.89%

3 Year

1.19% 1.20%

5 Year

1.29% 1.30%

Accumulative IRA

0.25% 0.25%

CD and IRA rates effective through 01/31/2020.  Interest is compounded daily and there is a penalty for early withdrawal.  Fees can reduce the earnings on any of the above accounts.  The minimum deposit on a CD or IRA is $500.00.

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